Can I sell Bitcoin (BTC) within my IRA? – Swan FAQ

If you’d like to learn more about how you can hold Bitcoin in your retirement portfolio, book a call with one of our Swan IRA specialists today.

Yes. Swan IRA clients can sell Bitcoin directly from the dashboard.

How do I sell Bitcoin in my IRA?

Log into your Swan account at swan.com
Navigate to your IRA account
Click the Buy/Sell toggle and switch to Sell
Enter the amount of Bitcoin you'd like to sell
Review the details and confirm

Your USD proceeds will remain in your IRA account and can be used to buy more Bitcoin later or held as cash.

Are there any fees for selling?

Swan charges our standard 1% trading fee when you sell.

What happens to the proceeds when I sell?

When you sell Bitcoin in your IRA, the USD proceeds stay in your IRA account. You can use this cash to buy more Bitcoin at any time, or leave it as a cash balance.

Note: Withdrawing funds from your IRA (taking a distribution) is a separate process with potential tax implications. Contact your Swan representative if you need help with distributions.

Can I sell any amount?

We have a $10 minimum and $499k maximum.

How long does a sell take to complete?

Sells typically complete within a few minutes. The USD proceeds will settle in your account within a few days.

What if I need to take a distribution?

Distributions (withdrawing money from your IRA) require additional steps due to IRS requirements and potential tax implications.

Self-service distributions are coming soon. In the meantime, please contact your Swan representative or email support@swanbitcoin.com.

I'm having trouble selling. What should I do?

If you're experiencing issues with the sell feature, please contact us at support@swanbitcoin.com or reach out to your Swan Private representative.