If you signed up under a referral code you will earn $10 immediately. If you referred a Swan user, you will be paid 25% of their fees, 30 days after their initial fees are paid (for the first year after signup).
If you retroactively request your referral code to be linked to another Swan customer's account, then we cannot backdate referral earnings. Referral earnings are accumulated from the date it is added to an account.
Your referral information can be found here.